John from Toronto just got approved for a $15,000 car loan!
about 3 hours ago2020 Ford Ranger XLT 4WD
Typical approvals show examples like this, based on income, down payment, and lender terms.
Typical Payment: $450–$950 / month
Example Listing: Vehicles shown are examples of what customers are commonly approved for in this payment range. Not actual inventory. Availability varies.
Body Type:
Pickup Truck
Transmission:
Automatic
Drivetrain:
4WD
Fuel:
Gas (Regular)
Seats / Doors:
Five Seats / Four Doors
Engine
2.3 L EcoBoost® I‑4 turbocharged gas engine producing about 270 hp and 310 lb‑ft of torque paired with a 10‑speed SelectShift® automatic transmission
Drivetrain
Part‑time Four‑Wheel Drive (4WD) system with high and low ranges for off‑road traction
Towing Capacity
Up to approximately 7,500 lbs (3,401 kg) when properly equipped
Fuel Economy
Around 20 mpg city / 24 mpg highway / ~22 mpg combined for 4WD
SYNC® 3 Infotainment System
Touchscreen with Apple CarPlay and Android Auto compatibility for smartphone integration
Safety Technologies
Standard Blind Spot Detection, Forward Collision Warning, Autonomous Emergency Braking, and Lane Departure Warning on XLT trims
FordPass Connect with Wi‑Fi Hotspot
Provides connectivity and remote vehicle access (depends on package)
Dual‑Zone Automatic Climate Control
Comfort‑oriented HVAC with separate driver and passenger controls
Age
Applicants must be at least 18 years old to be eligible for vehicle financing
Address
A valid USA address is required to apply
Employment
Applicants must have at least 3 months of continuous employment or a consistent source of income
Income
$1,500–$2,500+ per month (gross income)
What Affects Payment?
- Income & Employment Stability
- Down Payment Amount
- Term Length
- Vehicle Year & Mileage