John from Toronto just got approved for a $15,000 car loan!
about 3 hours ago2025 Kia K4 EX
Typical approvals show examples like this, based on income, down payment, and lender terms.
Typical Payment: $250–$600 / month
Example Listing: Vehicles shown are examples of what customers are commonly approved for in this payment range. Not actual inventory. Availability varies.
Body Type:
Sedan
Transmission:
Automatic
Drivetrain:
FWD
Fuel:
Gas (Regular)
Engine
2.0 L inline-4 engine producing 147 hp and 132 lb-ft torque
Fuel Consumption
29 mpg city / 39 mpg highway / 33 mpg combined
Seating Capacity
5 passengers
Fuel Tank Capacity
About 12.4 gallons (≈47 L)
12.3-inch touchscreen infotainment system
Modern interface
Wireless Apple CarPlay & Android Auto
Smartphone integration
Wireless phone charging
Compatible devices
Blind-Spot Detection and Rear Cross-Traffic Alert
Safety systems
Age
Applicants must be at least 18 years old to be eligible for vehicle financing
Address
A valid USA address is required to apply
Employment
Applicants must have at least 3 months of continuous employment or a consistent source of income
Income
$1,500–$2,500+ per month (gross income)
What Affects Payment?
- Income & Employment Stability
- Down Payment Amount
- Term Length
- Vehicle Year & Mileage